earlier this week we cleaned the house like people with OCD because we had an appraiser out...appraising the house. Low interest rates=time to refinance. We had a pretty low interest rate on the original mortgage but figured the house's value has appreciated enough that we'd appraise at 80% of the loan and be able to drop our PMI. Whoot, we did. We also went from a 30 year loan to a 15 year and will save a large chunk of monies from not having to pay the interest. Yes, I know that the cleanliness of the house has nothing to do with how it appraises but really, it was a HOT MESS.
Last night ... due to murphy's law this part may or may not be added back to this post at a later time...thank you for reading.
Makenna is here next to me, playing with her building blocks watching...ah yes Teletubbies..her all time favorite. Not that she reeeeeally watches it, but the moment you turn it off SHE KNOWS and whines that she wanted to watch that, ha!
Maybe I'll be nice and post some new photos today....maybe. If you ask nicely...kidding.
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